Catastrophic Accident Lawyer in San Antonio

Most people are surprised to learn that Texas puts no cap on damages in an ordinary injury case. The limits everyone has heard about apply to medical malpractice, where noneconomic damages against a provider are capped at $250,000 per claimant, and to claims against government entities. In a catastrophic case against a trucking company, a manufacturer, or a property owner, the recovery is limited by the evidence and the available coverage. Which makes the evidence everything. The National Spinal Cord Injury Statistical Center puts first-year costs for high tetraplegia at roughly $1.16 million, with about $202,000 every year after and a lifetime figure above $5 million. Those numbers cover health care and living expenses only. They do not include a dollar of lost wages, lost earning capacity, or pain and suffering. That gap is where cases are won or lost. A life care planner projects the equipment, attendant care, surgeries, and home modifications across a normal life expectancy, and an economist reduces it to present value. Without that work, an insurer will value your claim on the medical bills that have already come in.